Welcome to ARCS Credit Systems Online Payment Portal
If you do not have your ARCS File Reference Number located on your statement, bill, payment coupon, or letter from ARCS please call and speak with one of our professional customer service / account resolution specialist at: 1-855-427-2744
This is an attempt to collect a debt on behalf of a third party. Any information obtained will be used for that purpose. This is a communication from a debt collector.
ARCS CREDIT SYSTEMS IS A DEBT COLLECTION AGENCY.
Our telephone number is:
1-855-427-2744
and we are available from 8 a.m. to 9 p.m. (EST) Monday to Friday.
Our address is:
Post Office Box 472
Blythewood, SC 29016
Upon written request, ARCS Credit Systems will identify the creditor that has employed ARCS Credit Systems to collect the debt. ARCS Credit Systems will not communicate with you between the hours of 9 p.m. and 8 a.m. in your time zone without prior consent
The California State Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.”
NY Residents:
Debt Collectors, in accordance with the Fair Debt collection Practice Act, 15 U.S.C. § 1692 et seq. are prohibited from engaging in abusive, deceptive and unfair debt collection efforts, including but not limited to, the use or threat of violence, the use of obscene or profane language and repeated phone calls made with the intent to annoy, abuse or harass.
